Whatever your reasons for buying, finding the right home in the perfect neighborhood, and at a cost that is within your budget, is no small task. That's why many buyers choose to work with a full-service, licensed real estate professional, like myself, to guide you through the process. I have detailed information about properties for sale by every company, and can make appointments to see any home that you're interested in.
Help you find the home that best meets your needs in the most efficient timeframe
Provide current market data to assist you in making informed decisions
Help you understand all the terms, processes, and documents involved in a real estate transaction
Represent your needs through skilled negotiations and effective communication
Provide you with a peace-of-mind that all details are being handled in a professional and efficient manner
Answer the phone when you call, return your emails, texts and other forms of communications promptly
Buyer Preparation No one wants to contract a case of buyer's remorse, especially on one of the largest purchases you will make in your life. You want to avoid that feeling that you've either paid too much or received too little. In most cases, there is no recourse for the buyer to receive recompense once the contract has been signed.
The best way to make sure that you choose the right home is to properly prepare yourself. The purchase of a home is a tremendous investment, both monetarily and emotionally. The purpose of this page is to provide you with some tips that will help your transaction progress go smoothly and result in you being a happy homeowner or an investor with instant cash flow!
Remember, if you have any questions I am always just a phone call or email away. Please be sure to see "Win the Bidding War" here on my website for more details on becoming a savvy home buyer.
Get help. Your home is likely to represent one of the largest investments in your life. In order to make sure that the transaction goes smoothly it is of vital importance that you choose the right agent to represent your interests. The right agent will be someone whose experience and personality makes you feel comfortable. You should try to find an agent that is familiar and knowledgeable about the area you plan to move into.
Get pre-approved. Do you already know how much home you can afford? There is nothing more frustrating than looking for a home, finding the perfect home, and then discovering that it is out of your price range. Speak with a lender to learn about the different financing options available to you. When you find the right lender get the paperwork processed so that you will be ready to buy when you find the right home. This will also help to give you a leg up on other offers that might be presented alongside yours.
Avoid major purchases. In order to determine the amount of home you can afford a lender uses your debt-to-income ratio. This ratio is the percentage of your pre-tax income that you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt right before buying a home it is going to have an impact on the amount of the loan that the lender will finance.
Sign up as a VIP on my website. In order to make an educated decision you need to know what is available and how much it is going for. You can browse all the active listings from my website. Once you have found some homes you like save those searches and sign up for property watch so that new listings will be emailed to you automatically. The best homes move fast so you need to make sure that you are on top of the available inventory at all times so you do not miss out.
Ask Questions. No one knows the home better than the seller of the property; however it is not always in the seller's best interest to disclose all the information. If you find out the seller's motivation for selling, you might be able to negotiate a better deal on the home. Try to find out the last time service was performed on the roof, furnace, and water heating. Asking the right questions now can end up saving you a lot of money in the long run.